Rates Effective 01/01/2021
| DESCRIPTION | ANNUAL PERCENTAGE RATE (as low as) |
|---|---|
| Share secured | |
| 60 month maximum term | 2.55% |
| Signature | |
| Max loan amount is $12,000 per household | 11.75% |
| New Vehicles & Street Legal Motorcycles | |
| 84 months max term | 2.25% |
| Used Vehicles & Street Legal Motorcycles (2018 & newer) | |
| 72 months max term | 3.00% |
| Used Vehicles & Street Legal Motorcycles (2017 – 2014) | |
| 60 months max term | 3.75% |
| Used Vehicles & Street Legal Motorcycles (2013 & older) | |
| 60 months max term | 4.75% |
| New Sports & Leisure (ATV/UTV/Stock Trailers) | |
| 84 months max term | 3.75% |
| Used Sports & Leisure (ATV/UTV/Stock Trailers) | |
| 72 months max term | 4.25% |
| New Boats/Motors/Trailers | |
| 108 months max term | 3.75% |
| Used Boats/Motors/Trailers | |
| 84 months max term | 4.25% |
| New Recreational Vehicles | |
| 108 months max term | 4.00% |
| Used Recreational Vehicles | |
| 84 months max term | 4.25% |
| Storm Shelter Loans | |
| 60 months max term | 2.25% |
| New Lawn & Garden (Tractors/Mowers/ZTR’s) | |
| 72 months max term | 2.75% |
| Used Lawn & Garden (Tractors/Mowers/ZTR’s) | |
| 60 months max term | 3.25% |
*Rates listed are based on A paper, **Rates are based on Applicant’s Credit Bureau Score.
Other Charges:
FILING FEE: You will be charged a lien-filing fee at the time of an advance if the credit union takes a security interest in your collateral. The amount of the filing fee will be based upon the amount of the fee required by state law for the credit union to obtain a lien on your property. The amount of the filing fee will be added to the loan at the time the lien is filed.
COLLECTION COSTS: You promise to pay all costs of collecting the amount you owe under this agreement including court costs and reasonable attorney fees. All repayment terms are approximate.