Rates

EFFECTIVE DATE: May 25, 2023
Dividend as of April 30, 2023: 0.50%
REPLACES ADDENDUM DATED:
May 18, 2023
Loan DescriptionRates as Low as*
Share Secured
84 months maximum term

2.50%
Signature
60 months max term
$12,000 limit per household

11.75%
New Vehicles
84 months max term
72 months max term
60 months max term
48 months max term

8.00%
7.75%
7.50%
7.00%
Used Vehicles (2019 and Newer)
84 months max term
72 months max term
60 months max term

8.25%
8.00%
7.75%
Used Vehicles (2018 to 2015)
72 months max term
60 months max term

8.75%
8.50%
Used Vehicles (2014 and Older)
60 months max term

9.50%
New Sports & Leisure (Motorcycles/ATV’s/UTV’s/Stock Trailers)
Up to 84 months max term
Up to 72 months max term
Up to 60 months max term

9.25%
9.00%
8.50%
Used Sports & Leisure (Motorcycles/ATV’s/UTV’s/Stock Trailers)
Up to 72 months max term
Up to 60 months max term
Up to 48 months max term

9.75%
9.50%
9.00%
New Boats/Motors/Trailers
108 months max term
96 months max term
84 months max term
72 months max term
60 months max term

9.75%
9.50%
9.25%
9.00%
8.50%
Used Boats/Motors/Trailers
84 months max term
72 months max term
60 months max term
48 months max term
9.75%
9.50%
9.25%
9.00%
New Recreational Vehicles
108 months max term
96 months max term
84 months max term
72 months max term
60 months max term
48 months max term

10.00%
9.75%
9.50%
9.25%
9.00%
8.75%
Used Recreational Vehicles
84 months max term
72 months max term
60 months max term
48 months max term

9.75%
9.50%
9.25%
9.00%
Storm Shelter Loans
60 months max term
48 months max term
36 months max term

9.00%
8.00%
7.00%
New Lawn and Garden (Tractors/Mowers/ZTRs)
72 months max term ($30,000 max loan amount)
60 months max term ($30,000 max loan amount)

7.75%
7.50%
Used Lawn and Garden (Tractors/Mowers/ZTRs)
60 months max term ($30,000 max loan amount)

8.00%

*Rates are based on Applicant’s Credit Bureau score.

**Additional conditions may be applicable

Other Charges:

FILING FEE: You will be charged a lien-filing fee at the time of an advance if the credit union takes a security interest in your collateral. The amount of the filing fee will be based upon the amount of the fee required by state law for the credit union to obtain a lien on your property. The amount of the filing fee will be added to the loan at the time the lien is filed.

COLLECTION COSTS: You promise to pay all costs of collecting the amount you owe under this agreement including court costs and reasonable attorney fees. All repayment terms are approximate.