Rates

Rates Effective 01/01/2021

DESCRIPTIONANNUAL PERCENTAGE RATE (as low as)
Share secured
60 month maximum term2.55%
Signature
Max loan amount is $12,000 per household11.75%
New Vehicles & Street Legal Motorcycles
84 months max term2.25%
Used Vehicles & Street Legal Motorcycles (2018 & newer)
72 months max term3.00%
Used Vehicles & Street Legal Motorcycles (2017 – 2014)
60 months max term3.75%
Used Vehicles & Street Legal Motorcycles (2013 & older)
60 months max term4.75%
New Sports & Leisure (ATV/UTV/Stock Trailers)
84 months max term3.75%
Used Sports & Leisure (ATV/UTV/Stock Trailers)
72 months max term4.25%
New Boats/Motors/Trailers
108 months max term3.75%
Used Boats/Motors/Trailers
84 months max term 4.25%
New Recreational Vehicles
108 months max term4.00%
Used Recreational Vehicles
84 months max term4.25%
Storm Shelter Loans
60 months max term2.25%
New Lawn & Garden (Tractors/Mowers/ZTR’s)
72 months max term2.75% 
Used Lawn & Garden (Tractors/Mowers/ZTR’s)
60 months max term3.25% 
Rates are listed “As Low As”

*Rates listed are based on A paper, **Rates are based on Applicant’s Credit Bureau Score.

Other Charges:

FILING FEE: You will be charged a lien-filing fee at the time of an advance if the credit union takes a security interest in your collateral. The amount of the filing fee will be based upon the amount of the fee required by state law for the credit union to obtain a lien on your property. The amount of the filing fee will be added to the loan at the time the lien is filed.

COLLECTION COSTS: You promise to pay all costs of collecting the amount you owe under this agreement including court costs and reasonable attorney fees. All repayment terms are approximate.