CD’s

$1,000 minimum balance

Term	Rate
3 months	3.80% APY*
6 months	4.58% APY*
9 months	4.32% APY*
12 months	4.06% APY*
18 months	2.02% APY*
24 months	1.76% APY*
30 months	1.51% APY*

*APY = Annual percentage yield. Rates subject to change. Call for complete details.

A Certificate of Deposit is a safe and secure account in which to invest money for a stated maturity. The return will be the original deposit plus any interest earned. The interest paid to the depositor depends on the interest rate and term the depositor agrees to at initial deposit. Standard CD early withdrawal penalties apply. Minimum balances do apply.